"Vcheck has been a great tool in the day-to-day operation of our insurance office. It is so quick and easy for our clients to use, it prevents delayed payments (risking policy interruptions), clients can make instant payment at the time of their policy inception or renewal, it avoids the US mail delays and expense, it avoids bank scheduled payments—which are always delayed--, the site is secure and safe, the cost is so reasonable, and the list just goes on and on. We also make premium payments to our carriers via Vcheck (for those offering Vcheck as one of their services). So, when I encourage our clients to use this service, I speak from firsthand knowledge. Actually, I wish all of our carriers used this service. "P. Rose, Livestock Mutual
View a Sample of an Actual Check Created by Vcheck
Our Checks by Phone, by FAX, or Checks by Internet system is not an ACH or EFT system. It does not transfer funds electronically. Our system is actually faster, less expensive and much more full-featured than an electronic funds transfer system.
Our Vcheck system produces what is known in the banking industry as a one-time paper draft, demand draft, or remotely created check. Once printed, an authorized demand draft holds the same legal status as any other check you may receive by mail or in person. See the FAQ page for more details.
One of the most common questions we receive is "What about the customer's signature?" The Federal Trade Commission and Banking Laws that cover Demand Drafts allow such checks to be created without a signature as long as you have the verbal or written or online consent of the checking account holder.
However, our system has the exclusive feature of Electronically Captured Signatures. This special feature actually allows your customers to sign the check they are submitting with their mouse! This electronic signature is converted to an image and placed on the check that you print. If printed on blank check stock using MICR toner, there is absolutely no difference in appearance nor functionality between a check our system produces and one the customer would write by hand. See our FAQ or Other Services pages for more details on blank check stock and MICR Toner.
Below are images (reduced in size) of checks produced by our system. Assuming you have either Adobe or other PDF viewer installed, you can view the actual PDF file for each type of check by clicking on the links below the images.