"How often does a truly efficient - as advertised - effective and inexpensive product come along? Not very often. But one of my colleagues introduced me to Vcheck after she had been very satisfied with it. Thank goodness she did. I don't often promote businesses or services, but this product actually delivers what it says it will. I was amazed at its comprehensive content and its user friendly capabilities. I highly recommend this product to ANYONE in this industry."
N. Walker, American Insurance Professionals, LLC
Recurring Payments
Price: $49.95 Per Year. Free with Pro Account.
Recurring Payments is an upgrade feature for our check acceptance system that allows you to setup scheduled recurring payments for your customers on a very flexible schedule.
Once or twice a month, on the 2nd Thursday of each month - you name and you can probably schedule it with recurring payments. On the scheduled dates, a new check (with incrementing check numbers) is automatically created and ready for you to print and deposit. This upgrade is bundled with the Repeat Customers feature. You can find out more about the optional upgrades here.
"As a commercial collection agency, taking checks by phone, fax, e-mail, and via our website is one of the most important and powerful tools we can give our collectors to get payments made immediately. We can also receive payments from our clients when they are paid direct and we have to invoice them. We just include a Check by fax or e-mail form, which I created, with our invoice or we refer them to our "Pay by Vcheck" link on our website. For debtors it gives them the opportunity to pay their account without ever speaking to a collector on the phone.
R. Eskin, United States Credit Adjustment Corp.
I have been in collections for over 35 years, and this is by far the best program of its kind I have ever used. On the VERY rare occasion, I need assistance; I receive a call very promptly and have never had an issue the support department could not talk me through. I give Vcheck my highest recommendation! I could not imagine having to run this agency without having Vcheck. Ninety percent (90%) of my debtor payments are paid via Vcheck. You do the math!"
NEW: We Now Offer ACH Electronic Processing!
Have specific technical questions? Visit the complete User's Manual.
Vcheck Cliff Notes
Don't have time to browse all the info on this site? Just need the pertinent facts? Download a 2-page Summary Brochure in PDF format.
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Accept Checks by Phone, FAX or Online
Remotely Created Checks - You print the checks yourself and deposit in your bank via mail, ATM, mobile app or bank scanner.
.CSV Files for Bank or NACHA Uploads: The check batching option also allows you to download a complete .csv file that can be used if your bank allows check uploads. If you bank allows NACHA file uploads, you can use the .csv to import into a 3rd party NACHA software such as EzACH.
ACH - Electronic Transfer of Funds. There are pros and cons of ACH but we do have a 3rd party ACH solution integrated into Vcheck. Pricing structure is different than a standard Vcheck account.
Latest News - Upgrades and Enhancements
Accept Checks by Phone, Checks by Fax or Checks Online
Vcheck is fully EPC-6 compliant. See this page of the user's manual for details.
Accept, Print and Deposit Checks Without Per Check or Transaction Fees. These are known as Remotely Created Checks, Demand Drafts or Sight Drafts.
Checks by Phone: Since Vcheck is not an ACH, you can still accept checks by phone from your customers and process a Remotely Created Check on their behalf.
Checks by FAX: You can also have your customers FAX you a signed copy of a check (for verification) and then re-create the check to print and deposit instantly.
Checks Online: We provide a custom link you can put on your website so customers can complete and submit a check payment online. Our secure form even has Electronic Signature Capture as an option. We even have a mobile version of the check submission form that can be used via any smart phone or tablet.
Much more advanced upgrades to help you accept and process checks are available such as:
- Real-Time Check Verification
- Recurring Payments and Repeat Customers
- Check Batching and Batch / Bulk Check uploads via standard .CSV files
- Integration into existing ordering or ecommerce systems
- A wide range of easy customization to tailor the system to your site/needs.
COMPLETELY CUSTOMIZABLE ONLINE VCHECK FORM: The responsive Vcheck submission form is fully customizable. You can use custom banners, colors and styles to make the secure Vcheck form look like you own site - and it works on any device.
DIGITAL SIGNATURE CAPTURE: You have the option of using the Digital Signature Capture feature. To complete the Vcheck form, a customer must sign there name on the screen. That signature is printed on the check.
.CSV Files for Bank or NACHA Uploads: The check batching option also allows you to download a complete .csv file that can be used if your bank allows check uploads. If you bank allows NACHA file uploads, you can use the .csv to import into a 3rd party NACHA software such as EzACH.
Restricted Business Types
We DO NOT accept the following types of businesses:
Currency Exchange or Investments (Dinar, Yuan, Yen, etc.)
Debt Consolidation, Debt Restructuring, Debt Relief, Credit Repair or the like.
Mortgage Loan Modification and the like - Only BAR registered attorney/law firm.
The sale of Guns, Ammo, Knifes or Weapons
Call Centers or Telemarketing
Tech Support Call in Service
Cash Advance/Payday Loans
Vehicle Transport Services
Moving Brokers/Companies
Sexually Oriented or Dating Sites
Gambling/Online Betting
Sites That Promote Hate, Violence or Racial Intolerance