"As a commercial collection agency, taking checks by phone, fax, e-mail, and via our website is one of the most important and powerful tools we can give our collectors to get payments made immediately. We can also receive payments from our clients when they are paid direct and we have to invoice them. We just include a Check by fax or e-mail form, which I created, with our invoice or we refer them to our "Pay by Vcheck" link on our website. For debtors it gives them the opportunity to pay their account without ever speaking to a collector on the phone.R. Eskin, United States Credit Adjustment Corp.
I have been in collections for over 35 years, and this is by far the best program of its kind I have ever used. On the VERY rare occasion, I need assistance; I receive a call very promptly and have never had an issue the support department could not talk me through. I give Vcheck my highest recommendation! I could not imagine having to run this agency without having Vcheck. Ninety percent (90%) of my debtor payments are paid via Vcheck. You do the math!"
View a Sample of an Actual Check Created by Vcheck
Our Checks by Phone, by FAX, or Checks by Internet system is not an ACH or EFT system. It does not transfer funds electronically. Our system is actually faster, less expensive and much more full-featured than an electronic funds transfer system.
Our Vcheck system produces what is known in the banking industry as a one-time paper draft, demand draft, or remotely created check. Once printed, an authorized demand draft holds the same legal status as any other check you may receive by mail or in person. See the FAQ page for more details.
One of the most common questions we receive is "What about the customer's signature?" The Federal Trade Commission and Banking Laws that cover Demand Drafts allow such checks to be created without a signature as long as you have the verbal or written or online consent of the checking account holder.
However, our system has the exclusive feature of Electronically Captured Signatures. This special feature actually allows your customers to sign the check they are submitting with their mouse! This electronic signature is converted to an image and placed on the check that you print. If printed on blank check stock using MICR toner, there is absolutely no difference in appearance nor functionality between a check our system produces and one the customer would write by hand. See our FAQ or Other Services pages for more details on blank check stock and MICR Toner.
Below are images (reduced in size) of checks produced by our system. Assuming you have either Adobe or other PDF viewer installed, you can view the actual PDF file for each type of check by clicking on the links below the images.